92694 — Orange County, California Market Snapshot
Housing market data for zip code 92694 in Orange County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$920,000
Days to Sell
38
Homes Sold
13
Inventory
17
Sale-to-List
100.9%
New Listings
17
Price/SqFt
$593
Pending Sales
12
Conforming Loan Available
Most homebuyers in 92694 can comfortably use conventional financing. The median home price of $920,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
92694's market is balanced with homes taking an average of 38 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 92694 (100.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 92694 can comfortably use conventional financing. The median home price of $920,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 92694 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 92694
To purchase the median home at $920,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,199.
Monthly Payment
$7,199
Income Required
$308,518
Principal & Interest
$5,669/mo
Down Payment (5%)
$46,000
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 92694.
Estimated Monthly Payment
$5,844
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 92694. Tell us what you're looking for.