90680 — Orange County, California Market Snapshot
Housing market data for zip code 90680 in Orange County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
42 sales in 2026 (year to date)
Median Sale Price
$732,500
Days to Sell
32
Homes Sold
42
Inventory
28
Sale-to-List
100.3%
New Listings
47
Price/SqFt
$538
Pending Sales
47
Conforming Loan Available
Most homebuyers in 90680 can comfortably use conventional financing. The median home price of $732,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
90680's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 90680 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 90680 can comfortably use conventional financing. The median home price of $732,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 90680 are set at the county level.
2026 Loan Limits — Orange County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 90680
To purchase the median home at $732,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,762.
Monthly Payment
$5,762
Income Required
$246,951
Principal & Interest
$4,513/mo
Down Payment (5%)
$36,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 90680.
Estimated Monthly Payment
$4,683
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