93932 — Monterey County, California Market Snapshot
Housing market data for zip code 93932 in Monterey County, California. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Monterey County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$1,032,360
Days to Sell
13
Homes Sold
1
Inventory
1
Jumbo Loan Likely Needed
The median home in 93932 at $1,032,360 exceeds the 2026 conforming loan limit of $994,750 by $37,610. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
93932 is an extremely competitive market with homes selling in just 13 days on average. Buyers need pre-approval letters ready before making offers.
Conforming Loan Feasibility
The median home in 93932 at $1,032,360 exceeds the 2026 conforming loan limit of $994,750 by $37,610. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 93932 are set at the county level.
2026 Loan Limits — Monterey County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $994,750 | $994,750 |
| 2 Units | $1,273,450 | $1,273,450 |
| 3 Units | $1,539,350 | $1,539,350 |
| 4 Units | $1,913,000 | $1,913,000 |
Affordability Snapshot — Zip 93932
To purchase the median home at $1,032,360 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,060.
Monthly Payment
$8,060
Income Required
$345,412
Principal & Interest
$6,361/mo
Down Payment (5%)
$51,618
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 93932.
Estimated Monthly Payment
$6,539
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