93637 — Madera County, California Market Snapshot
Housing market data for zip code 93637 in Madera County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
70 sales in 2026 (year to date)
Median Sale Price
$414,000
Days to Sell
34
Homes Sold
70
Inventory
48
Sale-to-List
99.5%
New Listings
86
Price/SqFt
$240
Pending Sales
74
Conforming Loan Available
Most homebuyers in 93637 can comfortably use conventional financing. The median home price of $414,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
93637's market is balanced with homes taking an average of 34 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 93637 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 93637 can comfortably use conventional financing. The median home price of $414,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 93637 are set at the county level.
2026 Loan Limits — Madera County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 93637
To purchase the median home at $414,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,322.
Monthly Payment
$3,322
Income Required
$142,369
Principal & Interest
$2,551/mo
Down Payment (5%)
$20,700
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 93637.
Estimated Monthly Payment
$2,712
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