90402 — Los Angeles County, California Market Snapshot
Housing market data for zip code 90402 in Los Angeles County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$1,825,000
Days to Sell
117
Homes Sold
17
Inventory
16
Sale-to-List
97.5%
New Listings
12
Price/SqFt
$1,242
Pending Sales
16
Jumbo Loan Likely Needed
The median home in 90402 at $1,825,000 exceeds the 2026 conforming loan limit of $1,249,125 by $575,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 117 days on average, 90402 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 90402 sells for 2.5% below asking price (97.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 90402 at $1,825,000 exceeds the 2026 conforming loan limit of $1,249,125 by $575,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 90402 are set at the county level.
2026 Loan Limits — Los Angeles County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 90402
To purchase the median home at $1,825,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $14,133.
Monthly Payment
$14,133
Income Required
$605,682
Principal & Interest
$11,245/mo
Down Payment (5%)
$91,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 90402.
Estimated Monthly Payment
$11,445
Jumbo loan required. Loan amount exceeds the $1,249,125 conforming limit for 90402.
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