90245 — Los Angeles County, California Market Snapshot
Housing market data for zip code 90245 in Los Angeles County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$1,617,500
Days to Sell
28
Homes Sold
20
Inventory
36
Sale-to-List
99.9%
New Listings
37
Price/SqFt
$928
Pending Sales
24
Jumbo Loan Likely Needed
The median home in 90245 at $1,617,500 exceeds the 2026 conforming loan limit of $1,249,125 by $368,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 90245 are moving quickly at 28 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 90245 (99.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 90245 at $1,617,500 exceeds the 2026 conforming loan limit of $1,249,125 by $368,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 90245 are set at the county level.
2026 Loan Limits — Los Angeles County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 90245
To purchase the median home at $1,617,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $12,543.
Monthly Payment
$12,543
Income Required
$537,547
Principal & Interest
$9,967/mo
Down Payment (5%)
$80,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 90245.
Estimated Monthly Payment
$10,160
Jumbo loan required. Loan amount exceeds the $1,249,125 conforming limit for 90245.
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