90046 — Los Angeles County, California Market Snapshot
Housing market data for zip code 90046 in Los Angeles County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
58 sales in 2026 (year to date)
Median Sale Price
$2,149,500
Days to Sell
60
Homes Sold
58
Inventory
129
Sale-to-List
97.6%
New Listings
123
Price/SqFt
$911
Pending Sales
67
Jumbo Loan Likely Needed
The median home in 90046 at $2,149,500 exceeds the 2026 conforming loan limit of $1,249,125 by $900,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
With homes sitting for 60 days on average, 90046 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 90046 sells for 2.4% below asking price (97.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
The median home in 90046 at $2,149,500 exceeds the 2026 conforming loan limit of $1,249,125 by $900,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 90046 are set at the county level.
2026 Loan Limits — Los Angeles County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 90046
To purchase the median home at $2,149,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $16,619.
Monthly Payment
$16,619
Income Required
$712,234
Principal & Interest
$13,245/mo
Down Payment (5%)
$107,475
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 90046.
Estimated Monthly Payment
$13,453
Jumbo loan required. Loan amount exceeds the $1,249,125 conforming limit for 90046.
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