90003 — Los Angeles County, California Market Snapshot
Housing market data for zip code 90003 in Los Angeles County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
27 sales in 2026 (year to date)
Median Sale Price
$610,000
Days to Sell
72
Homes Sold
27
Inventory
37
Sale-to-List
98.4%
New Listings
47
Price/SqFt
$532
Pending Sales
35
Conforming Loan Available
Most homebuyers in 90003 can comfortably use conventional financing. The median home price of $610,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 72 days on average, 90003 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 90003 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 90003 can comfortably use conventional financing. The median home price of $610,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 90003 are set at the county level.
2026 Loan Limits — Los Angeles County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 90003
To purchase the median home at $610,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,824.
Monthly Payment
$4,824
Income Required
$206,727
Principal & Interest
$3,759/mo
Down Payment (5%)
$30,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 90003.
Estimated Monthly Payment
$3,925
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