90001 — Los Angeles County, California Market Snapshot
Housing market data for zip code 90001 in Los Angeles County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
19 sales in 2026 (year to date)
Median Sale Price
$625,000
Days to Sell
94
Homes Sold
19
Inventory
11
Sale-to-List
100.5%
New Listings
16
Price/SqFt
$562
Pending Sales
18
Conforming Loan Available
Most homebuyers in 90001 can comfortably use conventional financing. The median home price of $625,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 94 days on average, 90001 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 90001 (100.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 90001 can comfortably use conventional financing. The median home price of $625,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 90001 are set at the county level.
2026 Loan Limits — Los Angeles County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 90001
To purchase the median home at $625,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,939.
Monthly Payment
$4,939
Income Required
$211,652
Principal & Interest
$3,851/mo
Down Payment (5%)
$31,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 90001.
Estimated Monthly Payment
$4,018
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