93250 — Kern County, California Market Snapshot
Housing market data for zip code 93250 in Kern County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$347,500
Days to Sell
38
Homes Sold
10
Inventory
9
Sale-to-List
97.9%
New Listings
14
Price/SqFt
$229
Pending Sales
13
Conforming Loan Available
Most homebuyers in 93250 can comfortably use conventional financing. The median home price of $347,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
93250's market is balanced with homes taking an average of 38 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 93250 sells for 2.1% below asking price (97.9% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 93250 can comfortably use conventional financing. The median home price of $347,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 93250 are set at the county level.
2026 Loan Limits — Kern County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 93250
To purchase the median home at $347,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,812.
Monthly Payment
$2,812
Income Required
$120,533
Principal & Interest
$2,141/mo
Down Payment (5%)
$17,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 93250.
Estimated Monthly Payment
$2,301
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