93723 — Fresno County, California Market Snapshot
Housing market data for zip code 93723 in Fresno County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
37 sales in 2026 (year to date)
Median Sale Price
$522,000
Days to Sell
55
Homes Sold
37
Inventory
54
Sale-to-List
100.1%
New Listings
54
Price/SqFt
$250
Pending Sales
46
Conforming Loan Available
Most homebuyers in 93723 can comfortably use conventional financing. The median home price of $522,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
93723's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 93723 (100.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 93723 can comfortably use conventional financing. The median home price of $522,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 93723 are set at the county level.
2026 Loan Limits — Fresno County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 93723
To purchase the median home at $522,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,149.
Monthly Payment
$4,149
Income Required
$177,831
Principal & Interest
$3,216/mo
Down Payment (5%)
$26,100
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 93723.
Estimated Monthly Payment
$3,381
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