93630 — Fresno County, California Market Snapshot
Housing market data for zip code 93630 in Fresno County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$434,125
Days to Sell
39
Homes Sold
20
Inventory
16
Sale-to-List
97.7%
New Listings
23
Price/SqFt
$252
Pending Sales
29
Conforming Loan Available
Most homebuyers in 93630 can comfortably use conventional financing. The median home price of $434,125 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
93630's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 93630 sells for 2.3% below asking price (97.7% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 93630 can comfortably use conventional financing. The median home price of $434,125 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 93630 are set at the county level.
2026 Loan Limits — Fresno County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 93630
To purchase the median home at $434,125 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,476.
Monthly Payment
$3,476
Income Required
$148,977
Principal & Interest
$2,675/mo
Down Payment (5%)
$21,706
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 93630.
Estimated Monthly Payment
$2,837
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