95672 — El Dorado County, California Market Snapshot
Housing market data for zip code 95672 in El Dorado County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$1,115,000
Days to Sell
18
Homes Sold
12
Inventory
21
Sale-to-List
99.5%
New Listings
27
Price/SqFt
$379
Pending Sales
15
Jumbo Loan Likely Needed
The median home in 95672 at $1,115,000 exceeds the 2026 conforming loan limit of $832,750 by $282,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 95672 are moving quickly at 18 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 95672 (99.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 95672 at $1,115,000 exceeds the 2026 conforming loan limit of $832,750 by $282,250. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 95672 are set at the county level.
2026 Loan Limits — El Dorado County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $764,750 |
| 2 Units | $1,066,250 | $979,000 |
| 3 Units | $1,288,800 | $1,183,400 |
| 4 Units | $1,601,750 | $1,470,700 |
Affordability Snapshot — Zip 95672
To purchase the median home at $1,115,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,693.
Monthly Payment
$8,693
Income Required
$372,548
Principal & Interest
$6,870/mo
Down Payment (5%)
$55,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 95672.
Estimated Monthly Payment
$7,051
Jumbo loan required. Loan amount exceeds the $832,750 conforming limit for 95672.
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