94598 — Contra Costa County, California Market Snapshot
Housing market data for zip code 94598 in Contra Costa County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
17 sales in 2026 (year to date)
Median Sale Price
$770,000
Days to Sell
16
Homes Sold
17
Inventory
8
Sale-to-List
100.7%
New Listings
16
Price/SqFt
$535
Pending Sales
14
Conforming Loan Available
Most homebuyers in 94598 can comfortably use conventional financing. The median home price of $770,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 94598 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 94598 (100.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 94598 can comfortably use conventional financing. The median home price of $770,000 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 94598 are set at the county level.
2026 Loan Limits — Contra Costa County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94598
To purchase the median home at $770,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,050.
Monthly Payment
$6,050
Income Required
$259,264
Principal & Interest
$4,745/mo
Down Payment (5%)
$38,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94598.
Estimated Monthly Payment
$4,915
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