94583 — Contra Costa County, California Market Snapshot
Housing market data for zip code 94583 in Contra Costa County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
79 sales in 2026 (year to date)
Median Sale Price
$1,450,000
Days to Sell
22
Homes Sold
79
Inventory
81
Sale-to-List
100.2%
New Listings
141
Price/SqFt
$718
Pending Sales
90
Jumbo Loan Likely Needed
The median home in 94583 at $1,450,000 exceeds the 2026 conforming loan limit of $1,249,125 by $200,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 94583 are moving quickly at 22 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 94583 (100.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 94583 at $1,450,000 exceeds the 2026 conforming loan limit of $1,249,125 by $200,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 94583 are set at the county level.
2026 Loan Limits — Contra Costa County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94583
To purchase the median home at $1,450,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,259.
Monthly Payment
$11,259
Income Required
$482,547
Principal & Interest
$8,934/mo
Down Payment (5%)
$72,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94583.
Estimated Monthly Payment
$9,124
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