94707 — Alameda County, California Market Snapshot
Housing market data for zip code 94707 in Alameda County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
31 sales in 2026 (year to date)
Median Sale Price
$1,750,000
Days to Sell
15
Homes Sold
31
Inventory
11
Sale-to-List
133.4%
New Listings
45
Price/SqFt
$938
Pending Sales
38
Jumbo Loan Likely Needed
The median home in 94707 at $1,750,000 exceeds the 2026 conforming loan limit of $1,249,125 by $500,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 94707 are moving quickly at 15 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes in 94707 are selling 33.4% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
The median home in 94707 at $1,750,000 exceeds the 2026 conforming loan limit of $1,249,125 by $500,875. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 94707 are set at the county level.
2026 Loan Limits — Alameda County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94707
To purchase the median home at $1,750,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $13,558.
Monthly Payment
$13,558
Income Required
$581,055
Principal & Interest
$10,783/mo
Down Payment (5%)
$87,500
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94707.
Estimated Monthly Payment
$10,980
Jumbo loan required. Loan amount exceeds the $1,249,125 conforming limit for 94707.
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