94608 — Alameda County, California Market Snapshot
Housing market data for zip code 94608 in Alameda County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$892,500
Days to Sell
54
Homes Sold
14
Inventory
10
Sale-to-List
102.8%
New Listings
17
Price/SqFt
$419
Pending Sales
16
Conforming Loan Available
Most homebuyers in 94608 can comfortably use conventional financing. The median home price of $892,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
94608's market is balanced with homes taking an average of 54 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes in 94608 are selling 2.8% above asking price on average, signaling strong competition. Buyers should budget above list price.
Conforming Loan Feasibility
Most homebuyers in 94608 can comfortably use conventional financing. The median home price of $892,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 94608 are set at the county level.
2026 Loan Limits — Alameda County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94608
To purchase the median home at $892,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,988.
Monthly Payment
$6,988
Income Required
$299,488
Principal & Interest
$5,499/mo
Down Payment (5%)
$44,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94608.
Estimated Monthly Payment
$5,673
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