94566 — Alameda County, California Market Snapshot
Housing market data for zip code 94566 in Alameda County, California. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 8 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Alameda County county page for broader data.
Market Sales Data
8 sales in 2026 (year to date)
Median Sale Price
$904,500
Days to Sell
33
Homes Sold
8
Inventory
10
Conforming Loan Available
Most homebuyers in 94566 can comfortably use conventional financing. The median home price of $904,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
94566's market is balanced with homes taking an average of 33 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 94566 can comfortably use conventional financing. The median home price of $904,500 is well below the 2026 conforming loan limit of $1,249,125, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 94566 are set at the county level.
2026 Loan Limits — Alameda County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94566
To purchase the median home at $904,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,080.
Monthly Payment
$7,080
Income Required
$303,428
Principal & Interest
$5,573/mo
Down Payment (5%)
$45,225
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94566.
Estimated Monthly Payment
$5,748
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