94536 — Alameda County, California Market Snapshot
Housing market data for zip code 94536 in Alameda County, California. Updated monthly with median prices, days on market, and more.
Market Sales Data
12 sales in 2026 (year to date)
Median Sale Price
$1,035,000
Days to Sell
29
Homes Sold
12
Inventory
21
Sale-to-List
99.6%
New Listings
29
Price/SqFt
$655
Pending Sales
16
Conforming Loan Available
The median home in 94536 at $1,035,000 falls within the 2026 conforming loan limit of $1,249,125, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
Homes in 94536 are moving quickly at 29 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
Homes are selling very close to asking price in 94536 (99.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 94536 at $1,035,000 falls within the 2026 conforming loan limit of $1,249,125, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 94536 are set at the county level.
2026 Loan Limits — Alameda County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 94536
To purchase the median home at $1,035,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,080.
Monthly Payment
$8,080
Income Required
$346,279
Principal & Interest
$6,377/mo
Down Payment (5%)
$51,750
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 94536.
Estimated Monthly Payment
$6,555
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