Yakutat City and Borough, Alaska — 2026 Loan Limits & Market Data

Complete 2026 conforming and FHA loan limits for Yakutat City and Borough, Alaska. Browse specific ZIP codes for live housing market data including median prices, days on market, and inventory.

High-Cost Area

About Yakutat City and Borough, Alaska

Pop. 690 7,623 sq mi

Yakutat City and Borough is located in Alaska and offers a range of housing opportunities for homebuyers. The county's real estate market reflects the broader economic conditions and housing demand in the region.

As a designated high-cost area, Yakutat City and Borough has elevated 2026 conforming loan limits of $1,249,125 for a single-family home, higher than the national baseline of $832,750. FHA borrowers can access loans up to $541,287. These higher limits reflect the area's elevated home values and allow more buyers to use conventional financing rather than jumbo loans, which typically require larger down payments and stricter qualification criteria.

The rural character of Yakutat City and Borough means the housing market tends to feature larger lots and more land-inclusive properties compared to urban areas. Inventory may be more limited but prices are generally more accessible. The county covers 1 ZIP codes, and market conditions can vary between small towns and unincorporated areas. Exploring individual ZIP codes below provides specific pricing and market trend data for each community.

2026 Loan Limits — Yakutat City and Borough

1-Unit Conforming

$1,249,125

Single family

2-Unit Conforming

$1,599,375

Duplex

3-Unit Conforming

$1,933,200

Triplex

4-Unit Conforming

$2,402,625

Fourplex

2026 Loan Limits — Yakutat City and Borough

Property Units Conforming Limit FHA Limit
1 Unit$1,249,125$541,287
2 Units$1,599,375$693,050
3 Units$1,933,200$837,700
4 Units$2,402,625$1,041,125

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All 1 ZIP codes in Yakutat City and Borough:

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Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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