35652 — Limestone County, Alabama Market Snapshot
Housing market data for zip code 35652 in Limestone County, Alabama. Updated monthly with median prices, days on market, and more.
Market Sales Data
36 sales in 2026 (year to date)
Median Sale Price
$289,950
Days to Sell
43
Homes Sold
36
Inventory
56
Sale-to-List
97.2%
New Listings
43
Price/SqFt
$172
Pending Sales
31
Conforming Loan Available
Most homebuyers in 35652 can comfortably use conventional financing. The median home price of $289,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
35652's market is balanced with homes taking an average of 43 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 35652 sells for 2.8% below asking price (97.2% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 35652 can comfortably use conventional financing. The median home price of $289,950 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 35652 are set at the county level.
2026 Loan Limits — Limestone County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 35652
To purchase the median home at $289,950 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,372.
Monthly Payment
$2,372
Income Required
$101,636
Principal & Interest
$1,787/mo
Down Payment (5%)
$14,498
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 35652.
Estimated Monthly Payment
$1,944
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 35652. Tell us what you're looking for.