LoanGraphs

Alabama Loan Limits & Housing Market

2026 conforming and FHA loan limits for all 67 Alabama counties, plus monthly housing market data and affordability analysis.

AL

Conforming Limit (1-Unit)

$832,750

2026 baseline

Counties

67

With loan limit data

Data Coverage

Monthly

Updated with latest data

Alabama Counties

County FIPS Code Conforming Limit (1-Unit)
Autauga County01001$832,750
Baldwin County01003$832,750
Barbour County01005$832,750
Bibb County01007$832,750
Blount County01009$832,750
Bullock County01011$832,750
Butler County01013$832,750
Calhoun County01015$832,750
Chambers County01017$832,750
Cherokee County01019$832,750
Chilton County01021$832,750
Choctaw County01023$832,750
Clarke County01025$832,750
Clay County01027$832,750
Cleburne County01029$832,750
Coffee County01031$832,750
Colbert County01033$832,750
Conecuh County01035$832,750
Coosa County01037$832,750
Covington County01039$832,750
Crenshaw County01041$832,750
Cullman County01043$832,750
Dale County01045$832,750
Dallas County01047$832,750
DeKalb County01049$832,750
Elmore County01051$832,750
Escambia County01053$832,750
Etowah County01055$832,750
Fayette County01057$832,750
Franklin County01059$832,750
Geneva County01061$832,750
Greene County01063$832,750
Hale County01065$832,750
Henry County01067$832,750
Houston County01069$832,750
Jackson County01071$832,750
Jefferson County01073$832,750
Lamar County01075$832,750
Lauderdale County01077$832,750
Lawrence County01079$832,750
Lee County01081$832,750
Limestone County01083$832,750
Lowndes County01085$832,750
Macon County01087$832,750
Madison County01089$832,750
Marengo County01091$832,750
Marion County01093$832,750
Marshall County01095$832,750
Mobile County01097$832,750
Monroe County01099$832,750
Montgomery County01101$832,750
Morgan County01103$832,750
Perry County01105$832,750
Pickens County01107$832,750
Pike County01109$832,750
Randolph County01111$832,750
Russell County01113$832,750
Shelby County01117$832,750
St. Clair County01115$832,750
Sumter County01119$832,750
Talladega County01121$832,750
Tallapoosa County01123$832,750
Tuscaloosa County01125$832,750
Walker County01127$832,750
Washington County01129$832,750
Wilcox County01131$832,750
Winston County01133$832,750

Mortgage Calculator

Estimate your monthly payment for a home in Alabama.

%
%

Estimated Monthly Payment

$2,935

Principal & Interest$2,335
Property Tax$450
Insurance$150
Loan Amount$360,000
Total Interest$480,582
Income Required$125,784/yr

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