35611 — Limestone County, Alabama Market Snapshot
Housing market data for zip code 35611 in Limestone County, Alabama. Updated monthly with median prices, days on market, and more.
Market Sales Data
130 sales in 2026 (year to date)
Median Sale Price
$266,139
Days to Sell
113
Homes Sold
130
Inventory
205
Sale-to-List
98.3%
New Listings
198
Price/SqFt
$155
Pending Sales
166
Conforming Loan Available
Most homebuyers in 35611 can comfortably use conventional financing. The median home price of $266,139 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 113 days on average, 35611 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 35611 (98.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 35611 can comfortably use conventional financing. The median home price of $266,139 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 35611 are set at the county level.
2026 Loan Limits — Limestone County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 35611
To purchase the median home at $266,139 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,189.
Monthly Payment
$2,189
Income Required
$93,817
Principal & Interest
$1,640/mo
Down Payment (5%)
$13,307
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 35611.
Estimated Monthly Payment
$1,797
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