36874 — Lee County, Alabama Market Snapshot
Housing market data for zip code 36874 in Lee County, Alabama. Updated monthly with median prices, days on market, and more.
Market Sales Data
52 sales in 2026 (year to date)
Median Sale Price
$384,500
Days to Sell
35
Homes Sold
52
Inventory
43
Sale-to-List
98.5%
New Listings
58
Price/SqFt
$185
Pending Sales
62
Conforming Loan Available
Most homebuyers in 36874 can comfortably use conventional financing. The median home price of $384,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
36874's market is balanced with homes taking an average of 35 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 36874 (98.5% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 36874 can comfortably use conventional financing. The median home price of $384,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 36874 are set at the county level.
2026 Loan Limits — Lee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 36874
To purchase the median home at $384,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,096.
Monthly Payment
$3,096
Income Required
$132,682
Principal & Interest
$2,369/mo
Down Payment (5%)
$19,225
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 36874.
Estimated Monthly Payment
$2,530
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