36804 — Lee County, Alabama Market Snapshot
Housing market data for zip code 36804 in Lee County, Alabama. Updated monthly with median prices, days on market, and more.
Market Sales Data
80 sales in 2026 (year to date)
Median Sale Price
$348,949
Days to Sell
55
Homes Sold
80
Inventory
80
Sale-to-List
99.4%
New Listings
127
Price/SqFt
$166
Pending Sales
96
Conforming Loan Available
Most homebuyers in 36804 can comfortably use conventional financing. The median home price of $348,949 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
36804's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 36804 (99.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 36804 can comfortably use conventional financing. The median home price of $348,949 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 36804 are set at the county level.
2026 Loan Limits — Lee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 36804
To purchase the median home at $348,949 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,824.
Monthly Payment
$2,824
Income Required
$121,009
Principal & Interest
$2,150/mo
Down Payment (5%)
$17,447
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 36804.
Estimated Monthly Payment
$2,310
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