36301 — Houston County, Alabama Market Snapshot
Housing market data for zip code 36301 in Houston County, Alabama. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 6 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Houston County county page for broader data.
Market Sales Data
6 sales in 2026 (year to date)
Median Sale Price
$203,775
Days to Sell
287
Homes Sold
6
Inventory
1
Conforming Loan Available
Most homebuyers in 36301 can comfortably use conventional financing. The median home price of $203,775 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 287 days on average, 36301 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Conforming Loan Feasibility
Most homebuyers in 36301 can comfortably use conventional financing. The median home price of $203,775 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 36301 are set at the county level.
2026 Loan Limits — Houston County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 36301
To purchase the median home at $203,775 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,711.
Monthly Payment
$1,711
Income Required
$73,340
Principal & Interest
$1,256/mo
Down Payment (5%)
$10,189
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 36301.
Estimated Monthly Payment
$1,411
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