35111 — Bibb County, Alabama Market Snapshot
Housing market data for zip code 35111 in Bibb County, Alabama. Updated monthly with median prices, days on market, and more.
Market Sales Data
48 sales in 2026 (year to date)
Median Sale Price
$301,200
Days to Sell
88
Homes Sold
48
Inventory
83
Sale-to-List
98.9%
New Listings
81
Price/SqFt
$143
Pending Sales
72
Conforming Loan Available
Most homebuyers in 35111 can comfortably use conventional financing. The median home price of $301,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 88 days on average, 35111 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 35111 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 35111 can comfortably use conventional financing. The median home price of $301,200 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 35111 are set at the county level.
2026 Loan Limits — Bibb County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 35111
To purchase the median home at $301,200 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,458.
Monthly Payment
$2,458
Income Required
$105,330
Principal & Interest
$1,856/mo
Down Payment (5%)
$15,060
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 35111.
Estimated Monthly Payment
$2,014
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