82051 — Albany County, Wyoming Market Snapshot
Housing market data for zip code 82051 in Albany County, Wyoming. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Albany County county page for broader data.
Market Sales Data
1 sales in 2022
Median Sale Price
$891,500
Days to Sell
19
Homes Sold
1
Inventory
N/A
Jumbo Loan Likely Needed
The median home in 82051 at $891,500 exceeds the 2026 conforming loan limit of $832,750 by $58,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
Homes in 82051 are moving quickly at 19 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
The median home in 82051 at $891,500 exceeds the 2026 conforming loan limit of $832,750 by $58,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 82051 are set at the county level.
2026 Loan Limits — Albany County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 82051
To purchase the median home at $891,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $6,980.
Monthly Payment
$6,980
Income Required
$299,160
Principal & Interest
$5,493/mo
Down Payment (5%)
$44,575
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 82051.
Estimated Monthly Payment
$5,667
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