53089 — Waukesha County, Wisconsin Market Snapshot
Housing market data for zip code 53089 in Waukesha County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
51 sales in 2026 (year to date)
Median Sale Price
$634,900
Days to Sell
44
Homes Sold
51
Inventory
30
Sale-to-List
101.2%
New Listings
60
Price/SqFt
$240
Pending Sales
66
Conforming Loan Available
Most homebuyers in 53089 can comfortably use conventional financing. The median home price of $634,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
53089's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 53089 (101.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 53089 can comfortably use conventional financing. The median home price of $634,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53089 are set at the county level.
2026 Loan Limits — Waukesha County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53089
To purchase the median home at $634,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $5,014.
Monthly Payment
$5,014
Income Required
$214,903
Principal & Interest
$3,912/mo
Down Payment (5%)
$31,745
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53089.
Estimated Monthly Payment
$4,079
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