54940 — Outagamie County, Wisconsin Market Snapshot
Housing market data for zip code 54940 in Outagamie County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$351,314
Days to Sell
72
Homes Sold
10
Inventory
12
Sale-to-List
98.9%
New Listings
15
Price/SqFt
$197
Pending Sales
14
Conforming Loan Available
Most homebuyers in 54940 can comfortably use conventional financing. The median home price of $351,314 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 72 days on average, 54940 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 54940 (98.9% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 54940 can comfortably use conventional financing. The median home price of $351,314 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 54940 are set at the county level.
2026 Loan Limits — Outagamie County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 54940
To purchase the median home at $351,314 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,842.
Monthly Payment
$2,842
Income Required
$121,785
Principal & Interest
$2,165/mo
Down Payment (5%)
$17,566
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 54940.
Estimated Monthly Payment
$2,324
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