53212 — Milwaukee County, Wisconsin Market Snapshot
Housing market data for zip code 53212 in Milwaukee County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$278,750
Days to Sell
89
Homes Sold
24
Inventory
30
Sale-to-List
98.4%
New Listings
27
Price/SqFt
$246
Pending Sales
26
Conforming Loan Available
Most homebuyers in 53212 can comfortably use conventional financing. The median home price of $278,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 89 days on average, 53212 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 53212 (98.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 53212 can comfortably use conventional financing. The median home price of $278,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53212 are set at the county level.
2026 Loan Limits — Milwaukee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53212
To purchase the median home at $278,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,286.
Monthly Payment
$2,286
Income Required
$97,958
Principal & Interest
$1,718/mo
Down Payment (5%)
$13,938
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53212.
Estimated Monthly Payment
$1,875
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