53061 — Manitowoc County, Wisconsin Market Snapshot
Housing market data for zip code 53061 in Manitowoc County, Wisconsin. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 1 home sold in this ZIP code during the selected period. Statistics may not be representative. See the Manitowoc County county page for broader data.
Market Sales Data
1 sales in 2026 (year to date)
Median Sale Price
$162,535
Days to Sell
50
Homes Sold
1
Inventory
1
Conforming Loan Available
Most homebuyers in 53061 can comfortably use conventional financing. The median home price of $162,535 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
53061's market is balanced with homes taking an average of 50 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 53061 can comfortably use conventional financing. The median home price of $162,535 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53061 are set at the county level.
2026 Loan Limits — Manitowoc County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53061
To purchase the median home at $162,535 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,395.
Monthly Payment
$1,395
Income Required
$59,798
Principal & Interest
$1,001/mo
Down Payment (5%)
$8,127
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53061.
Estimated Monthly Payment
$1,156
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