54614 — La Crosse County, Wisconsin Market Snapshot
Housing market data for zip code 54614 in La Crosse County, Wisconsin. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 6 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the La Crosse County county page for broader data.
Market Sales Data
6 sales in 2026 (year to date)
Median Sale Price
$313,450
Days to Sell
17
Homes Sold
6
Inventory
4
Conforming Loan Available
Most homebuyers in 54614 can comfortably use conventional financing. The median home price of $313,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 54614 are moving quickly at 17 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 54614 can comfortably use conventional financing. The median home price of $313,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 54614 are set at the county level.
2026 Loan Limits — La Crosse County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 54614
To purchase the median home at $313,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,552.
Monthly Payment
$2,552
Income Required
$109,352
Principal & Interest
$1,931/mo
Down Payment (5%)
$15,673
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 54614.
Estimated Monthly Payment
$2,090
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 54614. Tell us what you're looking for.