54217 — Kewaunee County, Wisconsin Market Snapshot
Housing market data for zip code 54217 in Kewaunee County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$392,500
Days to Sell
73
Homes Sold
10
Inventory
17
Sale-to-List
97.8%
New Listings
16
Price/SqFt
$177
Pending Sales
10
Conforming Loan Available
Most homebuyers in 54217 can comfortably use conventional financing. The median home price of $392,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 73 days on average, 54217 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 54217 sells for 2.2% below asking price (97.8% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 54217 can comfortably use conventional financing. The median home price of $392,500 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 54217 are set at the county level.
2026 Loan Limits — Kewaunee County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 54217
To purchase the median home at $392,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,157.
Monthly Payment
$3,157
Income Required
$135,309
Principal & Interest
$2,418/mo
Down Payment (5%)
$19,625
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 54217.
Estimated Monthly Payment
$2,579
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 54217. Tell us what you're looking for.