53182 — Kenosha County, Wisconsin Market Snapshot
Housing market data for zip code 53182 in Kenosha County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
13 sales in 2026 (year to date)
Median Sale Price
$323,990
Days to Sell
39
Homes Sold
13
Inventory
2
Sale-to-List
100.3%
New Listings
4
Price/SqFt
$209
Pending Sales
11
Conforming Loan Available
Most homebuyers in 53182 can comfortably use conventional financing. The median home price of $323,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
53182's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 53182 (100.3% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 53182 can comfortably use conventional financing. The median home price of $323,990 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53182 are set at the county level.
2026 Loan Limits — Kenosha County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53182
To purchase the median home at $323,990 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,632.
Monthly Payment
$2,632
Income Required
$112,813
Principal & Interest
$1,996/mo
Down Payment (5%)
$16,200
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53182.
Estimated Monthly Payment
$2,155
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