53094 — Jefferson County, Wisconsin Market Snapshot
Housing market data for zip code 53094 in Jefferson County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
45 sales in 2026 (year to date)
Median Sale Price
$324,900
Days to Sell
38
Homes Sold
45
Inventory
43
Sale-to-List
99.7%
New Listings
71
Price/SqFt
$199
Pending Sales
56
Conforming Loan Available
Most homebuyers in 53094 can comfortably use conventional financing. The median home price of $324,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
53094's market is balanced with homes taking an average of 38 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 53094 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 53094 can comfortably use conventional financing. The median home price of $324,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53094 are set at the county level.
2026 Loan Limits — Jefferson County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53094
To purchase the median home at $324,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,639.
Monthly Payment
$2,639
Income Required
$113,112
Principal & Interest
$2,002/mo
Down Payment (5%)
$16,245
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53094.
Estimated Monthly Payment
$2,161
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