54751 — Dunn County, Wisconsin Market Snapshot
Housing market data for zip code 54751 in Dunn County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
54 sales in 2026 (year to date)
Median Sale Price
$337,450
Days to Sell
60
Homes Sold
54
Inventory
44
Sale-to-List
97.5%
New Listings
72
Price/SqFt
$171
Pending Sales
67
Conforming Loan Available
Most homebuyers in 54751 can comfortably use conventional financing. The median home price of $337,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 60 days on average, 54751 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 54751 sells for 2.5% below asking price (97.5% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 54751 can comfortably use conventional financing. The median home price of $337,450 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 54751 are set at the county level.
2026 Loan Limits — Dunn County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 54751
To purchase the median home at $337,450 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,735.
Monthly Payment
$2,735
Income Required
$117,233
Principal & Interest
$2,079/mo
Down Payment (5%)
$16,873
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 54751.
Estimated Monthly Payment
$2,238
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