53963 — Dodge County, Wisconsin Market Snapshot
Housing market data for zip code 53963 in Dodge County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
20 sales in 2026 (year to date)
Median Sale Price
$261,900
Days to Sell
47
Homes Sold
20
Inventory
15
Sale-to-List
101.2%
New Listings
28
Price/SqFt
$169
Pending Sales
30
Conforming Loan Available
Most homebuyers in 53963 can comfortably use conventional financing. The median home price of $261,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
53963's market is balanced with homes taking an average of 47 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 53963 (101.2% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 53963 can comfortably use conventional financing. The median home price of $261,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53963 are set at the county level.
2026 Loan Limits — Dodge County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53963
To purchase the median home at $261,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,157.
Monthly Payment
$2,157
Income Required
$92,425
Principal & Interest
$1,614/mo
Down Payment (5%)
$13,095
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53963.
Estimated Monthly Payment
$1,771
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