53726 — Dane County, Wisconsin Market Snapshot
Housing market data for zip code 53726 in Dane County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
10 sales in 2026 (year to date)
Median Sale Price
$927,500
Days to Sell
55
Homes Sold
10
Inventory
10
Sale-to-List
101.4%
New Listings
18
Price/SqFt
$418
Pending Sales
19
Jumbo Loan Likely Needed
The median home in 53726 at $927,500 exceeds the 2026 conforming loan limit of $832,750 by $94,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
53726's market is balanced with homes taking an average of 55 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 53726 (101.4% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 53726 at $927,500 exceeds the 2026 conforming loan limit of $832,750 by $94,750. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 53726 are set at the county level.
2026 Loan Limits — Dane County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53726
To purchase the median home at $927,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $7,256.
Monthly Payment
$7,256
Income Required
$310,980
Principal & Interest
$5,715/mo
Down Payment (5%)
$46,375
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53726.
Estimated Monthly Payment
$5,890
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