53713 — Dane County, Wisconsin Market Snapshot
Housing market data for zip code 53713 in Dane County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$261,550
Days to Sell
46
Homes Sold
24
Inventory
30
Sale-to-List
100.0%
New Listings
42
Price/SqFt
$198
Pending Sales
32
Conforming Loan Available
Most homebuyers in 53713 can comfortably use conventional financing. The median home price of $261,550 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
53713's market is balanced with homes taking an average of 46 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 53713 (100.0% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 53713 can comfortably use conventional financing. The median home price of $261,550 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53713 are set at the county level.
2026 Loan Limits — Dane County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53713
To purchase the median home at $261,550 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $2,154.
Monthly Payment
$2,154
Income Required
$92,311
Principal & Interest
$1,612/mo
Down Payment (5%)
$13,078
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53713.
Estimated Monthly Payment
$1,769
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