53703 — Dane County, Wisconsin Market Snapshot
Housing market data for zip code 53703 in Dane County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
33 sales in 2026 (year to date)
Median Sale Price
$431,000
Days to Sell
44
Homes Sold
33
Inventory
35
Sale-to-List
99.6%
New Listings
54
Price/SqFt
$430
Pending Sales
44
Conforming Loan Available
Most homebuyers in 53703 can comfortably use conventional financing. The median home price of $431,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
53703's market is balanced with homes taking an average of 44 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 53703 (99.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 53703 can comfortably use conventional financing. The median home price of $431,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53703 are set at the county level.
2026 Loan Limits — Dane County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53703
To purchase the median home at $431,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,452.
Monthly Payment
$3,452
Income Required
$147,951
Principal & Interest
$2,656/mo
Down Payment (5%)
$21,550
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53703.
Estimated Monthly Payment
$2,817
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