53532 — Dane County, Wisconsin Market Snapshot
Housing market data for zip code 53532 in Dane County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
14 sales in 2026 (year to date)
Median Sale Price
$529,250
Days to Sell
144
Homes Sold
14
Inventory
24
Sale-to-List
99.7%
New Listings
19
Price/SqFt
$233
Pending Sales
20
Conforming Loan Available
Most homebuyers in 53532 can comfortably use conventional financing. The median home price of $529,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 144 days on average, 53532 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 53532 (99.7% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 53532 can comfortably use conventional financing. The median home price of $529,250 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 53532 are set at the county level.
2026 Loan Limits — Dane County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 53532
To purchase the median home at $529,250 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,205.
Monthly Payment
$4,205
Income Required
$180,212
Principal & Interest
$3,261/mo
Down Payment (5%)
$26,463
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 53532.
Estimated Monthly Payment
$3,425
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