54180 — Brown County, Wisconsin Market Snapshot
Housing market data for zip code 54180 in Brown County, Wisconsin. Updated monthly with median prices, days on market, and more.
Market Sales Data
19 sales in 2026 (year to date)
Median Sale Price
$524,900
Days to Sell
78
Homes Sold
19
Inventory
18
Sale-to-List
100.1%
New Listings
17
Price/SqFt
$217
Pending Sales
21
Conforming Loan Available
Most homebuyers in 54180 can comfortably use conventional financing. The median home price of $524,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 78 days on average, 54180 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
Homes are selling very close to asking price in 54180 (100.1% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
Most homebuyers in 54180 can comfortably use conventional financing. The median home price of $524,900 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 54180 are set at the county level.
2026 Loan Limits — Brown County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 54180
To purchase the median home at $524,900 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $4,172.
Monthly Payment
$4,172
Income Required
$178,784
Principal & Interest
$3,234/mo
Down Payment (5%)
$26,245
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 54180.
Estimated Monthly Payment
$3,398
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