24219 — Wise County, Virginia Market Snapshot
Housing market data for zip code 24219 in Wise County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
22 sales in 2026 (year to date)
Median Sale Price
$178,750
Days to Sell
97
Homes Sold
22
Inventory
35
Sale-to-List
93.4%
New Listings
27
Price/SqFt
$100
Pending Sales
27
Conforming Loan Available
Most homebuyers in 24219 can comfortably use conventional financing. The median home price of $178,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
With homes sitting for 97 days on average, 24219 favors buyers. There may be opportunities to negotiate below asking price or request seller concessions for closing costs or rate buydowns.
Sale-to-List Ratio
The average home in 24219 sells for 6.6% below asking price (93.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 24219 can comfortably use conventional financing. The median home price of $178,750 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 24219 are set at the county level.
2026 Loan Limits — Wise County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 24219
To purchase the median home at $178,750 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,520.
Monthly Payment
$1,520
Income Required
$65,123
Principal & Interest
$1,101/mo
Down Payment (5%)
$8,938
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 24219.
Estimated Monthly Payment
$1,256
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