23433 — Suffolk city, Virginia Market Snapshot
Housing market data for zip code 23433 in Suffolk city, Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Suffolk city county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$458,000
Days to Sell
21
Homes Sold
4
Inventory
12
Conforming Loan Available
Most homebuyers in 23433 can comfortably use conventional financing. The median home price of $458,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 23433 are moving quickly at 21 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Conforming Loan Feasibility
Most homebuyers in 23433 can comfortably use conventional financing. The median home price of $458,000 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 23433 are set at the county level.
2026 Loan Limits — Suffolk city
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $757,850 |
| 2 Units | $1,066,250 | $970,200 |
| 3 Units | $1,288,800 | $1,172,750 |
| 4 Units | $1,601,750 | $1,457,450 |
Affordability Snapshot — Zip 23433
To purchase the median home at $458,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,659.
Monthly Payment
$3,659
Income Required
$156,816
Principal & Interest
$2,822/mo
Down Payment (5%)
$22,900
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 23433.
Estimated Monthly Payment
$2,984
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