24175 — Roanoke County, Virginia Market Snapshot
Housing market data for zip code 24175 in Roanoke County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
24 sales in 2026 (year to date)
Median Sale Price
$390,475
Days to Sell
16
Homes Sold
24
Inventory
28
Sale-to-List
96.6%
New Listings
52
Price/SqFt
$176
Pending Sales
37
Conforming Loan Available
Most homebuyers in 24175 can comfortably use conventional financing. The median home price of $390,475 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
Homes in 24175 are moving quickly at 16 days on market, indicating healthy buyer demand. Well-priced homes are likely seeing multiple offers.
Sale-to-List Ratio
The average home in 24175 sells for 3.4% below asking price (96.6% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 24175 can comfortably use conventional financing. The median home price of $390,475 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 24175 are set at the county level.
2026 Loan Limits — Roanoke County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 24175
To purchase the median home at $390,475 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,142.
Monthly Payment
$3,142
Income Required
$134,644
Principal & Interest
$2,406/mo
Down Payment (5%)
$19,524
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 24175.
Estimated Monthly Payment
$2,567
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