24065 — Roanoke County, Virginia Market Snapshot
Housing market data for zip code 24065 in Roanoke County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
15 sales in 2026 (year to date)
Median Sale Price
$417,400
Days to Sell
39
Homes Sold
15
Inventory
11
Sale-to-List
96.4%
New Listings
20
Price/SqFt
$163
Pending Sales
21
Conforming Loan Available
Most homebuyers in 24065 can comfortably use conventional financing. The median home price of $417,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
24065's market is balanced with homes taking an average of 39 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
The average home in 24065 sells for 3.6% below asking price (96.4% sale-to-list), suggesting buyers have negotiating leverage in the current market.
Conforming Loan Feasibility
Most homebuyers in 24065 can comfortably use conventional financing. The median home price of $417,400 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 24065 are set at the county level.
2026 Loan Limits — Roanoke County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 24065
To purchase the median home at $417,400 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $3,348.
Monthly Payment
$3,348
Income Required
$143,485
Principal & Interest
$2,572/mo
Down Payment (5%)
$20,870
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 24065.
Estimated Monthly Payment
$2,733
Connect with a LoanGraphs Loan Officer
Get expert guidance for zip code 24065. Tell us what you're looking for.