20152 — Loudoun County, Virginia Market Snapshot
Housing market data for zip code 20152 in Loudoun County, Virginia. Updated monthly with median prices, days on market, and more.
Market Sales Data
32 sales in 2026 (year to date)
Median Sale Price
$1,125,000
Days to Sell
32
Homes Sold
32
Inventory
20
Sale-to-List
100.6%
New Listings
55
Price/SqFt
$259
Pending Sales
44
Conforming Loan Available
The median home in 20152 at $1,125,000 falls within the 2026 conforming loan limit of $1,249,125, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Market Insights
Market Temperature
20152's market is balanced with homes taking an average of 32 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Sale-to-List Ratio
Homes are selling very close to asking price in 20152 (100.6% sale-to-list ratio), indicating accurate pricing by sellers and steady demand.
Conforming Loan Feasibility
The median home in 20152 at $1,125,000 falls within the 2026 conforming loan limit of $1,249,125, but buyers putting less than 5% down may need jumbo financing. This makes down payment strategy especially important in this market.
Loan limits in 20152 are set at the county level.
2026 Loan Limits — Loudoun County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 20152
To purchase the median home at $1,125,000 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $8,769.
Monthly Payment
$8,769
Income Required
$375,831
Principal & Interest
$6,932/mo
Down Payment (5%)
$56,250
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 20152.
Estimated Monthly Payment
$7,112
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