20129 — Loudoun County, Virginia Market Snapshot
Housing market data for zip code 20129 in Loudoun County, Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 4 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Loudoun County county page for broader data.
Market Sales Data
4 sales in 2026 (year to date)
Median Sale Price
$1,437,500
Days to Sell
54
Homes Sold
4
Inventory
4
Jumbo Loan Likely Needed
The median home in 20129 at $1,437,500 exceeds the 2026 conforming loan limit of $1,249,125 by $188,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Market Insights
Market Temperature
20129's market is balanced with homes taking an average of 54 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
The median home in 20129 at $1,437,500 exceeds the 2026 conforming loan limit of $1,249,125 by $188,375. Most buyers here will need jumbo loans, which typically require higher credit scores, larger down payments, and come with different rate pricing.
Loan limits in 20129 are set at the county level.
2026 Loan Limits — Loudoun County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $1,249,125 | $1,249,125 |
| 2 Units | $1,599,375 | $1,599,375 |
| 3 Units | $1,933,200 | $1,933,200 |
| 4 Units | $2,402,625 | $2,402,625 |
Affordability Snapshot — Zip 20129
To purchase the median home at $1,437,500 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $11,164.
Monthly Payment
$11,164
Income Required
$478,443
Principal & Interest
$8,857/mo
Down Payment (5%)
$71,875
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 20129.
Estimated Monthly Payment
$9,046
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