24102 — Henry County, Virginia Market Snapshot
Housing market data for zip code 24102 in Henry County, Virginia. Updated monthly with median prices, days on market, and more.
Limited Sales Data
Only 6 homes sold in this ZIP code during the selected period. Statistics may not be representative. See the Henry County county page for broader data.
Market Sales Data
6 sales in 2026 (year to date)
Median Sale Price
$145,150
Days to Sell
53
Homes Sold
6
Inventory
5
Conforming Loan Available
Most homebuyers in 24102 can comfortably use conventional financing. The median home price of $145,150 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Market Insights
Market Temperature
24102's market is balanced with homes taking an average of 53 days to sell. Buyers have some negotiating room without the pressure of bidding wars.
Conforming Loan Feasibility
Most homebuyers in 24102 can comfortably use conventional financing. The median home price of $145,150 is well below the 2026 conforming loan limit of $832,750, meaning buyers can put as little as 3-5% down without hitting jumbo loan territory.
Loan limits in 24102 are set at the county level.
2026 Loan Limits — Henry County
| Property Units | Conforming Limit | FHA Limit |
|---|---|---|
| 1 Unit | $832,750 | $541,287 |
| 2 Units | $1,066,250 | $693,050 |
| 3 Units | $1,288,800 | $837,700 |
| 4 Units | $1,601,750 | $1,041,125 |
Affordability Snapshot — Zip 24102
To purchase the median home at $145,150 with 5% down at today's rate of 6.75%, the estimated monthly payment is approximately $1,262.
Monthly Payment
$1,262
Income Required
$54,090
Principal & Interest
$894/mo
Down Payment (5%)
$7,258
Based on 30-year fixed at 6.75%, 1.8% property tax, $1,800/yr insurance, 28% DTI guideline.
Mortgage Calculator
Estimate your monthly payment for a home in 24102.
Estimated Monthly Payment
$1,048
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